To a Life on the Ocean’s Wave David Barnett owned a small shipping company in London. In 1994 he bought a 42ft yacht, “Happy Dancer”. For the next five summers he spent all his free time cruising the UK and Europe but had the boat […]
How can a financial planner help people plan for retirement? Most financial planners have a wide range of knowledge so they can advise clients on the best way to maximise and protect income and savings. Your adviser will consider the various tax, superannuation and Centrelink […]
Equity Release Products have become very popular in recent years as more people see them as a way to obtain money for a variety of uses. The following explanation of how they work was taken from the Fido web site of the Australian Securities & […]
A fairly common method of having a change of lifestyle and generating an ongoing cash flow is to buy an existing business. This option can work well for some people or it can be a very bad idea. Before getting into the mechanics of how you […]
Before You Move 10 Important Points to Consider Unfortunately, many people decide to move to an area to retire or to enjoy their seachange and find out after they’ve been there for a while, that the town or area really doesn’t suit them. This can […]
The Australian Securities and Investments Commission (ASIC) has also made some suggestions on finding the right financial advisor for you. Here are a series of questions, which appear in ASIC’s Getting Advice booklet and some advice on what answers to listen for. Question to […]
Spend time with grandchildren in a busy world – time to have fun, time to explore the world and time to just be together. Give grandchildren love (without the responsibility of being a parent). Grandfathers, in particular, may not have had the time to spend […]
If your son or daughter’s relationship breaks up it can bring special problems for grandparents. You may feel let down or disappointed, sad or angry. Talk it over with someone, a counsellor if necessary. Your grandchildren are going to need your support at this time. […]
Looking after emotional health If your grandchildren have been through a lot of trauma they will possibly have feelings and questions they want to talk with you about. Encourage them to talk and let them have their feelings as much as you are able. Answer […]
Brandon Ward from Esperance in WA raised over $2,000 for the MS Readathon last year. His grandmother, Helen, who is the primary carer for Brandon, ‘provided encouragement’ throughout the program. This meant that when Brandon had a great idea, he was able to put it […]