10 Steps To Become A Happier Person

Have you noticed how some people spend a lot of their time looking and sounding happy while others appear miserable most days of the week? Happiness is not something that falls out of the sky and lands on some lucky people and not others.  If it were, we would have no...

How You And Your Money Can Survive

Over the last year we have had a regular stream of economists, business leaders, academics and senior bureaucrats all telling us how it’s imperative that the government gets the budget under control and we live within our means. Unless an irresponsible Senate...

Where Are You Going To Live?

Where you are going to live when you finish full time employment?  This is a very important question and the answer can have a major impact on the rest of your life.  There is no “right” answer, it’s a matter of finding out what works best for you.  Before you decide...

Slowing The Ageing Process

While we can’t stop having birthdays, it’s very encouraging to discover that we can take steps to slow the ageing process and improve our chances of avoiding many of the nasty ailments associated with getting older.  I’m obviously not a doctor but when we produced a...

Retirement Is A Big Election Issue

Now that the election campaign is underway, the ABC is encouraging voters to complete its on line VOTE COMPASS survey. This survey shows the participants where they stand as individuals in relation to the major parties’ positions on a range of issues.  As well, the...

Safeguard Your Savings

Dealing with superannuation in the case of death or divorce Superannuation is likely to be one of your most valuable assets, especially later in life as your balance grows and you prepare for or enter retirement. However, the legal treatment of superannuation in cases...