Experience takes time

We learn by study, observation and experience. Most of us do our intensive studies at school, TAFE and university and hopefully enter the workforce with an education and good technical skills. Why then aren’t 20 year olds with the latest knowledge put in charge of […]

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It’s hard to be relaxed

My wife and I recently returned from a visit to Sydney during which we spent a lot of time on the city’s excellent underground train system. Before going to Sydney I read an article about Australians being the second highest users of antidepressants in the […]

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Your money or your life

Peter was a retired State Government employee who, with his wife, had a comfortable, but not substantial pension from his super fund, plus a couple of hundred dollars per month from the aged pension. While they certainly weren’t wealthy, Peter was worried that their funds […]

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